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What to Do If You Are Involved in a Car Accident – Ten Time Tested Tips

Within horse-and-buggy days flighty stallions occasionally bolted and raced out-of-control lower crowded streets.
But, horses had “horse sense” and rarely drove directly into the next truck.
Without horses to guide all of us the foibles of humanity enter into play.
Are car mishaps necessary? Probably not. But being that they are a fact of existence in modern America as well as since “forewarned is forearmed” here are a few tips to help a person cut your losses if you’re involved in one.
CEASE
Even if you simply feel a bump in your car or think you may have hit someone or some thing, you should stop. Failing to stop might get you in a great deal of trouble.

CALL LAW ENFORCEMENT AND REPORT THE INCIDENT
If there has been a personal injury or the possibility of injury you need to call the police.
when the other driver asks you to not involve the police, you need to definitely call the law enforcement. From experience I can let you know that these people often do not have insurance and try to weasel from paying you later upon.
In twenty five years I’ve only twice seen at-fault motorists make good on their promise to cover damage after an incident. One of those cases involved me after i tapped another car with an icy road and was asked to change the car seat. Purchasing a new car seat was cheap personally as it avoided a rise in my rates.
In case your car is in any sort of accident and the person generating was rendered physically not capable of making an accident statement, then you, as who owns the vehicle, should make certain the accident is reported towards the police.
If another driver causes any sort of accident but does not cease do your best to find the license number. If you will find witnesses get their titles, addresses and phone amounts. Then call the law enforcement. Keep the witnesses in the scene till the law enforcement arrive.
If you are injured inside a no-contact accident the result of a driver who flees the scene you may be compensated by your uninsured driver coverage. However, your carrier will need “independent proof” that an additional driver caused the incident.

EXCHANGE INFORMATION
Drivers should exchange names, addresses telephone numbers and insurance information.

COLLECT INFORMATION
Make a diagram from the accident, showing the positions from the cars before, during, as well as after impact.
Measure skid represents (if possible), or make certain the police do this, note the positions associated with traffic lights and road signs, estimate the respective driving speeds (for your personal records), and record information about the weather and street conditions.
If possible, have photographs taken from the accident scene and associated with any damage or problems for persons or vehicles.
Pictures of serious harm to your car or other cars will help you if you later go after a claim for accidental injuries.
On the other hands, minor damage to your vehicle or another car will help you if someone files the claim against you.
I once tried an instance where the insurance defense attorney obtained an image of the minor harm to my client’s car and had it inflated to to an display measuring four feet through four feet.
This was impressive towards the jury who felt that minor harm to car meant minor harm to the occupant and they also awarded a smaller than normal amount of cash on the case.

DO NOT ADMIT FAULT
You should cooperate with cops investigating the case. Answer law enforcement officers questions factually. Do not guess or estimate. Don’t volunteer information or discuss the accident to law enforcement witnesses, or other motorists. Do not admit any fault for that accident.
Do not sign any bits of paper. In some states you might be asked to sign traffic tickets–but this by itself is not an entrance of guilt or wrongdoing.
You have to take an alcohol check if requested, or danger losing your license.

VISIT A DOCTOR
As soon following the accident as possible, it would be smart to be checked out with a doctor. Even if you will find no initial signs associated with pain, there might happen to be damage done to the actual neck or spine.
Sometimes people get injured in automobile accidents but because those injuries don’t appear immediately, they don’t seek treatment promptly.
If a small amount of time after your auto incident, you or one of the passengers develop pain within the neck or back or you are feeling you’re suffering from the mental or emotional disability brought on by injuries to the mind, see a doctor.
For those who have a head injury, you may want to see a neurologist. Head injuries can occur while you don’t hit your mind. This is what occurred to Natasha Richardson that died from head injuries inside a skiing accident. This is actually a “contrecoup” concussion.
At minimum consult a chiropractor regarding back and neck accidental injuries.

REPORT THE ACCIDENT TO INSURANCE PROVIDERS
After the accident contact your insurance provider to inform them from the accident.
If the other driver was to blame report the accident to his insurance provider.
His company should will give you rental car, if required, and pay to have your vehicle fixed.
If your car is actually totaled the his insurance provider should pay to repair it. Kelley Blue Book as well as NADA both have web sites where one can get information about the worthiness of your car.

HOW YOU CAN DEAL SUCCESSFULLY WITH STATEMENTS ADJUSTERS
You will be contacted by a claims adjustor out of your own or another parties’ insurance provider.
Be careful about that which you say.
If you feel you’ve no injuries at that time and tell that towards the adjustor, and later on it develops you had injuries that you were unacquainted with, (this is very typical in whiplash cases, ) the adjustor will bring it up, in order to keep the settlement as little as possible.
If the adjuster isn’t promptly providing you exactly what, by law, you have entitlement to, ask to speak along with her supervisor.
If that does not work well…

CALL AN ATTORNEY
You may want to speak with an attorney to explain your rights and talk about questions of liability for that accident.
And you may need help getting a leasing car, getting all the damage repaired in your car, or getting fair worth for your car if it’s totaled.

WHAT TO DO IF YOU’RE SUED
If you are served having a complaint and summons and also you have insurance just consider the complaint and summons for your insurance agent. This would be the agent for that insurance you had during the time of the accident. Auto insurance covers you depending on coverage on the date from the accident. If you changed insurance because the accident your prior insurance still includes a duty to defend a person.
If you were not included in insurance you should consult an attorney who specializes in insurance coverage defense. It will be really worth paying his hourly fee to possess him protect your pursuits.
You might be able to find the case dismissed by showing you were uninsured during the time of the accident. The injured person can then claim under his uninsured driver coverage.
His uninsured motorist insurance company may go after a person for “subrogation”. If that occurs, your insurance defense lawyer could be a big help negotiating the perfect settlement of the declare.
This may be a period to consider filing bankruptcy so an appointment with an experienced bankruptcy lawyer to go over Chapter 7 and Chapter 13 ought to be scheduled.

Rex Bush is founder of Bush Lawyer near Salt Lake Town, Utah where he handles injury cases in Utah and throughout america and Canada. For more info on personal injury problems visit his website: Ut Injury Attorney.

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